I want you to get a new roof if you deserve it, but please don't ask us to help pay your deductible. Fraud cost me and you every year. If your adjuster or roofer talks about involving you in fraud, report them. If they tell you about a sign allowance in the yard, or sending in a blank completion with no price, you are getting involved in fraud. Report adjusters and dishonest roofers. If they will commit fraud, they will cheat you.